1. Acceptance of These Terms

By downloading, creating an account on, or using the Split and Pay app ("the App"), you agree to these Terms of Use. If you do not agree, please do not use the App.

2. What the App Does — and What It Does Not Do

Split and Pay is a record-keeping tool. It lets you write down shared expenses, decide how they are split, and see the resulting balances between you and other users.

The App does not transfer money. It is not a bank, a payment institution, an e-money service or a payment processor. Marking a debt as "settled" in the App is a note that you and the other person made a payment somewhere else — it does not itself move any funds. We are not a party to any debt, payment or agreement between users.

The App does not provide financial, accounting, tax or legal advice.

3. Your Account

4. Accuracy of the Records You Enter

All balances shown in the App are calculated from information that you and other users enter. We do not verify whether an expense actually happened, whether an amount is correct, or whether a settlement really took place.

Check the figures before you pay anyone. You are solely responsible for the accuracy of the data you enter and for any decision you make based on what the App displays.

5. Disputes Between Users

Any disagreement about who owes what, whether a payment was made, or whether an expense was fair is a matter between the users involved. We do not mediate, arbitrate, guarantee or enforce such matters, and we are not liable for them.

6. Content You Upload

You keep ownership of the content you add — expense descriptions, notes, receipt photos and group photos. By uploading it, you grant us the limited permission needed to store that content and display it to the other users entitled to see it within the App.

You confirm that you have the right to upload the content you add, and you agree not to upload anything unlawful, offensive, or infringing on someone else's rights. Please do not upload images containing sensitive personal information, such as full card numbers or identity documents.

7. Acceptable Use

You agree not to:

8. Availability of the Service

We aim to keep the App running reliably, but we do not guarantee uninterrupted or error-free operation. Features may change, and maintenance, updates or outages may make the service temporarily unavailable. We may modify or discontinue features at any time.

9. Paid Features

Some features may be offered as paid or subscription features in the future. If they are, they will be sold through the Apple App Store or Google Play, and those platforms' purchase, renewal and refund terms will apply. Any such feature will be clearly identified before purchase.

10. Disclaimer of Warranties

The App is provided "as is" and "as available", without warranties of any kind, whether express or implied, including any warranty of merchantability, fitness for a particular purpose, or accuracy of the calculations displayed. Your use of the App is at your own risk.

11. Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special or consequential damages, or for any financial loss, lost data, or loss arising from a disagreement between users, resulting from your use of or inability to use the App.

Nothing in these terms limits any liability that cannot legally be limited, including liability for death or personal injury caused by negligence, or for fraud. If you are a consumer, your mandatory statutory rights are unaffected.

12. Termination

You may stop using the App and request deletion of your account at any time. We may suspend or terminate an account that breaches these terms or that is used in a way that harms other users or the service.

13. Privacy

Your use of the App is also governed by our Privacy Policy, which explains what data we collect and how it is handled.

14. Changes to These Terms

We may update these terms from time to time. Significant changes will be announced within the App. Continuing to use the App after an update means you accept the revised terms.

15. Governing Law

These terms are governed by the laws of the Republic of Türkiye. If you are a consumer resident elsewhere, you keep the protection of the mandatory consumer rules of your country of residence.

16. Contact

For any question about these terms:

E-mail: burakkocyigit1@gmail.com

Last updated: 9 August 2026